BSA Exam Manual
2005 - June 23
2006 - July 28
2007 - August 24

Key BSA/AML Regulatory Requirements
1. Customer Identification Program - CIP
2. Customer Due Diligence - CDD
3. Suspicious Activity Reporting - SARs
4. Currency Transaction Reporting - CTRs
5. Currency Transaction Reporting Exemptions
6. Information Sharing - 314(a) and 314(b)
7. Purchase and Sale of Monetary Instruments Recordkeeping
8. Funds Transfers Recordkeeping
9. Foreign Correspondent Account Recordkeeping and Due Diligence
10. Private Banking Due Diligence Program
11. Special Measures - 319
12. Foreign Bank and Financial Accounts Reporting
13. International Transportation of Currency or Monetary Instruments Reporting
14. OFAC

Key BSA/AML Products and Services
1. Correspondent Accounts - Domestic
2. Correspondent Accounts - Foreign
3. US Dollar Drafts
4. Payable Through Accounts
5. Pouch Activities
6. Electronic Banking
7. Funds Transfers
8. Automated Clearing House Transactions
9. Electronic Cash
10. Third-Party Payment Processors
11. Purchase and Sale of Monetary Instruments
12. Brokered Deposits
13. Privately Owned ATMs
14. Nondeposit Investment Products
15. Insurance
16. Concentration Accounts
17. Lending Activities
18. Trade Finance Activities
19. Private Banking
20. Trust and Asset Management Services

Key BSA/AML Persons and Entities
1. Nonresident Aliens and Foreign Individuals
2. Politically Exposied Persons
3. Embassy and foreign Consulate Accounts
4. Non-Bank Financial Institutions
5. Professional Service Providers
6. Non-governmental Organizations and Charities
7. Business Entities (Domestic and Foreign)
8. Cash-Intensive Businesses